LIFE INSURANCE

Our approach to Life Insurance begins with understanding your needs first. Delivering customized solutions through our large platform of diverse insurance products and services, our agents have the ability to help almost anyone achieve their financial goals.

LIFE INSURANCE

Our approach to Life Insurance begins with understanding your needs first. Delivering customized solutions through our large platform of diverse insurance products and services, our agents have the ability to help almost anyone achieve their financial goals.

FINAL EXPENSE INSURANCE

What Is Final Expense Insurance?

Final expense insurance, also referred to as funeral or burial insurance, is used to cover end-of-life expenses. Whether it is medical, cremations, or traditional funeral costs, these plans provide a lump-sum payout in order to ease your family’s stress during this difficult time.

No Medical Exam Required
Tax Free Benefit
Builds Cash Value
Fixed Premiums do not increase
Level Death Benefit does not decrease
Simplified issue (limited health questions)
Guaranteed issue (no health questions)
Accepts major Medical COnditions (Recent Cancer, Heart Attack, Diabetes, etc.)

FINAL EXPENSE INSURANCE

What Is Final Expense Insurance?

Final expense insurance, also referred to as funeral or burial insurance, is used to cover end-of-life expenses. Whether it is medical, cremations, or traditional funeral costs, these plans provide a lump-sum payout in order to ease your family’s stress during this difficult time.

No Medical Exam Required
Tax Free Benefit
Builds Cash Value
Fixed Premiums do not increase
Level Death Benefit does not decrease
Simplified issue (limited health questions)
Guaranteed issue (no health questions)
Accepts major Medical COnditions (Recent Cancer, Heart Attack, Diabetes, etc.)

MORTGAGE PROTECTION

What Is Mortgage Protection Insurance?

Owning a home is the American dream. However, the reality of home ownership

means paying the mortgage, which can really strain the family budget. In fact, it

often takes two incomes just to afford the monthly house payment. But what happens when an unexpected death occurs, and one income is lost? That is where Mortgage Protection Insurance plays a vital role. Mortgage protection insurance can safeguard your family against this burden to ensure the house payment is covered, even if the

unthinkable happens.

Ability to Pay off Mortgage (Debt)
Death
Disability
Critical
Chronic
Terminal Illness
Cash Back Options Available
Non-medical Options Available
Can Transfer with you (The bank or lender does not own)

Find out how to protect your house and your family by filling out the form below to request a free mortgage protection insurance quote. You will receive personalized attention from one of our highly skilled mortgage protection specialists to put together a plan that fits your budget and coverage needs.

MORTGAGE PROTECTION

What Is Mortgage Protection Insurance?

Owning a home is the American dream. However, the reality of home ownership means paying the mortgage, which can really strain the family budget. In fact, it often takes two incomes just to afford the monthly house payment. But what happens when an unexpected death occurs, and one income is lost? That is where Mortgage Protection Insurance plays a vital role. Mortgage protection insurance can safeguard your family against this burden to ensure the house payment is covered, even if the unthinkable happens.

Ability to Pay off Mortgage (Debt)
Death
Disability
Critical
Chronic
Terminal Illness
Cash Back Options Available
Non-medical Options Available
Can Transfer with you (The bank or lender does not own)

Find out how to protect your house and your family by filling out the form below to request a free mortgage protection insurance quote. You will receive personalized attention from one of our highly skilled mortgage protection specialists to put together a plan that fits your budget and coverage needs.

Home Office:

3147 S 17th Street, Suite 300

Wilmington, NC 28412

Local: 910-834-6410

Toll Free: 888-200-1777 | TTY 711

Office Hours: Monday - Friday

9 am to 5 pm, ET

Visit our Facebook Community:

Innovative & Friends

A non-government entity powered by Innovative Financial Partners, LLC, a health insurance agency. We do not offer every plan available in your area. Currently we represent 6 carrier organizations which offer 2,352 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Home Office:

3147 S 17th Street, Suite 300

Wilmington, NC 28412

Local: 910-834-6410

Toll Free: 888-200-1777 | TTY 711

Office Hours:

Monday - Friday | 9 am to 5 pm, ET

Visit our Facebook Community:

Innovative & Friends

We work with the following companies as an independent broker: [Aetna Inc., Elevance Health, Inc., Cigna Healthcare, Humana Inc., UnitedHealthcare®, and Wellcare Health Plans, Inc.]

Innovative Financial Group represents Medicare Advantage [HMO, PPO, PFFS, and PDP] organizations that have a Medicare contract. A non-government entity powered by Innovative Financial Partners, LLC, a health insurance agency. We do not offer every plan available in your area. Currently we represent 6 carrier organizations which offer 2,352 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Extra benefits require enrollment in an MA plan and depend on whether you are eligible to enroll in an MA plan in your area. Benefits are available only in select areas.

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